I'll be honest Brain_B, I don't understand you at all. At 4K, you want the fastest card money can buy.
Sharp text and pics mean more to me than framerates, and IPS 4K delivers on that.. I use the computer more for research (web browsing) and spreadsheets than I do gaming, and what gaming I do tend to be older (MMO/ARPG) games that aren't exactly very taxing on any system.
But thanks for the advice. You are sorta right - I already had the GTX 980 when I upgraded to the 4K monitors -- I didn't go out and buy a GTX980 to play in 4K. I bought this 980 Strix when they first came out -- Nov '14 I think, so it's been around the block a few times now. I was originally driving a pair of 1920x1200 monitors, and maybe ... 3 years ago my ancient 12 yr old Dell finally started to bother me with yellowing color.
The plan was to see how 4K did with the system. Framerates were better on the older monitors, certainly, but in everything I play I've been able to find some compromise of in game settings that seems to work out acceptably. I would always get some titles that would get thrown off by the quirky 16:10 ratio, now I get occasional titles that get thrown off by the high resolution - so I traded one headache for another. Overall though, for applications that support Windows Scaling (which, oddly, apart from games seems to be pretty much everything but older Windows components) - I'm happy with the monitor upgrade, and I can't really see going back down in resolution just to add to framerates.
And then I set my priorities for wanting to finally upgrade: if/when I upgraded again, I wanted to keep 4k, and I wanted the option of HDR, 120Hz, and VRR. Those are just now available in monitors/TV sets, and it wasn't until HDMI 2.1/DP 2.0 that it was really a possibility with GPUs -- which hasn't come until this most recent generation. So I waited on the GPU upgrade until now.
I don't really recommend 4K gaming, and I think the commonly given advice of go for refresh rate over resolution isn't bad advice at all. But when it comes to text and static image quality, it's really hard to beat raw PPI - which is why I like my smaller (27") 4K monitors.
As far as waiting goes - right now I have little choice... either I get lucky and happen to catch something in stock (I peek occasionally, but I'm not camping out pounding F5), or I pay a scalper (not going to happen), or I wait. I would have bought a RX6800 on the spot had they been available, and failing that, I would have bought a 3070 had they been available. I still would jump on either, and honestly, would probably jump on a 3080 if I could find a lower tiered one <$800 - but I think that ship has sailed and I've pretty well resigned to just putting up with what I got until it doesn't turn on anymore...
I have less qualms about spending a good deal of money on a good monitor. I tend to get 8-12 years out of them, that's typically been a few computer builds. My current build I put together at the end of 2014, and then family life kinda hit - a home move, other priorities, less gaming, etc. So I haven't been chasing hardware for a while. That, and while new computers are certainly faster, I haven't hit anything that I want to play that I can't - stuff has just kinda leveled off with regard to performance, while prices have continued to disproportionally inflate. None of it has really made me too excited to build anything, at least until recently.